Million Dollar Firearms Farce

There's new anti gun zaniness from Illinois. This is amid a groundswell movement for issuing concealed handgun permits to it's currently disarmed citizens. Some panicked Legislators, in their infinite wisdom, have a bill pending that will require a million dollar liability insurance policy for every firearm owned in the state.

This gun control tactic is a complete non starter. No insurance company has ever, or will ever offer an insurance policy to cover intentional, willful illegal acts.

This bill must have been concocted after some gun controllers drank one too many at a convention. It must have sounded really good at the time.

Here's the proposed law.

430 ILCS 65/4.5 new
430 ILCS 65/8 from Ch. 38, par. 83-8


Synopsis As Introduced:

Amends the Firearm Owners Identification Card Act. Provides that any person who owns a firearm in this State shall maintain a policy of liability insurance in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person.

Provides that a person shall be deemed the owner of a firearm after the firearm is lost or stolen until such loss or theft is reported to the police department or sheriff of the jurisdiction in which the owner resides.

Provides that the Department of State Police shall revoke and seize a Firearm Owner's Identification Card previously issued under this Act if the Department finds that the person to whom such card was issued possesses or acquires a firearm and does not submit evidence to the Department of State Police that he or she has been issued in his or her name a liability insurance policy in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person.

Effective January 1, 2010.